Settlement Loans for
Personal Injury Claims
Get the financial support you need while waiting for your settlement. Non-recourse loans from $5,001 to $25,000.
Two Types of Settlement Loans
We offer flexible financing options depending on where you are in your legal journey
Pre-Settlement Loans
Get financial support while your case is still in progress. We provide funding before your compensation claim settles, helping you cover living expenses during the often lengthy legal process.
- Available during active litigation
- No monthly payments required
- Repay only when case settles
- Non-recourse if case unsuccessful
- $5,001 to $25,000 available
- Secured against your future settlement
Plaintiffs with strong cases who need immediate financial relief while waiting for their day in court or settlement negotiations to conclude.
Post-Settlement Loans
Already settled your case but waiting for final payment? Get immediate access to your settlement funds while the paperwork and payment processing is finalized.
- Settlement already agreed or finalized
- Faster approval process
- Lower risk, potentially better rates
- Bridge the gap to payment
- $5,001 to $25,000 available
- Repay when settlement funds received
Clients who have won or settled their case and need immediate funds while waiting for the final payment to be processed and released.
Quick Comparison
| Feature | Pre-Settlement | Post-Settlement |
|---|---|---|
| Case Status | Litigation ongoing | Settlement agreed or finalized |
| Approval Time | 7-14 business days | 3-7 business days |
| Risk Level | Higher (outcome uncertain) | Lower (settlement confirmed) |
| Documentation | Comprehensive case assessment | Settlement agreement required |
| Non-Recourse | Yes (if case fails) | N/A (settlement confirmed) |
| Loan Amount | $5,001 - $25,000 | $5,001 - $25,000 |
| Repayment | When case settles | When funds received |
Why We Recommend Post-Settlement Loans
We're transparent about our preference for post-settlement loans. Here's why they're often the better choice for both you and us:
Faster Approvals
Post-settlement loans can be approved in 3-7 days vs 7-14 days for pre-settlement.
✓ For you: Get your money faster when you need it most
Risk-Free for Everyone
Settlement is already confirmed, eliminating case outcome uncertainty.
✓ For you: No concern about case outcome affecting your loan
Lower Documentation Requirements
Settlement agreement provides most of the information we need.
✓ For you: Less paperwork, faster application process
Potentially Better Terms
Lower risk can mean more competitive terms for qualified applicants.
✓ For you: Possible savings on interest and fees
You've done the hard part - winning or settling your case. Let us handle the waiting.
Built for Personal Injury Claims
Non-Recourse Loans
If your case doesn't succeed, you don't repay the loan. No risk to you.
Fast Approval
Quick decisions once your lawyer provides required information. 3-14 days depending on loan type.
No Monthly Payments
Repay only when your case settles. No pressure, no monthly bills.
Transparent Pricing
20% APR + 9.95% establishment fee. No hidden charges or surprises.
Licensed & Compliant
Australian Credit License ACL 514419. Fully NCCP compliant.
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