Motor vehicle claims

Funding while your motor vehicle accident claim is on foot

If you’ve been injured in a car, motorbike, truck or bicycle accident and have a lawyer running your claim, we can fund living costs, medical expenses and treatment while you wait for settlement.

What this funding is for

Motor vehicle claims in Australia can take 12–36 months to settle. Income often drops sharply after an injury, while expenses — rent, mortgage, medical — don’t. Lawfunder bridges that gap with non-recourse funding repaid only when your case resolves.

Common situations we fund

  • Lost income while you can’t work after a car or motorbike accident
  • Out-of-pocket medical, physio or rehab costs not covered by Medicare
  • Mortgage, rent and utilities while your CTP/insurer claim is being investigated
  • Vehicle replacement or modifications you need to keep working or recovering
  • Supporting your family while a fatality or dependency claim runs

Frequently asked questions

Do I need a lawyer running my claim?

Yes. Lawfunder works alongside your personal injury lawyer. If you don’t have one yet, we can connect you with a vetted firm through our referral process before funding.

Does this cover CTP, comprehensive, or both?

Both. We fund applicants whose claims are running through CTP (compulsory third-party) schemes in all states, as well as common-law and comprehensive insurance claims.

What if I’m partly at fault?

Contributory negligence is common in motor accident claims and doesn’t automatically disqualify you. Your lawyer’s assessment of likely settlement is what matters.

How much can I borrow?

Loan size depends on the estimated value of your settlement. We cap the loan-to-settlement ratio responsibly so you keep a meaningful share of your outcome. Talk to us for an indicative number.

Ready to see if Lawfunder can help?

It takes about 2 minutes to complete the pre-qualifying check. No credit footprint, no obligation.

Start pre-qualifying →

Lawfunder Pty Ltd · Australian Credit Licence ACL 514419